Keeping your business moving forward. 

The family-owned factoring partner of hard-working trucking companies.


For over 15 years, Five Star Factoring has been the trusted partner of transportation owner-operators and small to mid-size fleets across North America. Providing no-reserve freight factoring for trucking companies is just beginning. Our family-owned operation also serves as your administrative staff, helping to offload the time-consuming paperwork that keeps you from doing what you do best.

No hidden fees.

No reserve.

No monthly minimums. 

Other factoring companies have

1-800 numbers

and chatbots.

Not us. 

At Five Star Factoring, we understand the challenges faced by owner-operators and small to mid-sized fleets. We know that your time is money. Which is why when you call, we answer. 

Our personalized approach ensures that you receive the financial and administrative support you need to keep your trucks moving and your business growing, all while feeling like you’re part of the Five Star family. 

You can feel confident trusting your factoring and administrative needs to Five Star. But don’t just take our word for it.

Testimonials

  • What I appreciate most is their commitment to building a long-term relationship. They’re not just a service provider; they genuinely care about my business's success.

    - Burgett Enterprise LLC

  • Their exceptional service and quick turnaround for pay have significantly improved our cash flow. The team is professional, efficient, and always ready to assist with any needs.

    - Sadler Services & Transports LLC

  • At GT Wagner, we often say there are no guarantees in trucking, but Five Star Factoring is a company we can rely on every day."

    - GT Wagner Transportation LLC

  • The speed at which they processed my invoices was impressive—within 24 hours, I had the funds I needed to invest back into my operations. Their transparency and professionalism gave me peace of mind, knowing I was in good hands.

    - Burgett Enterprise LLC

  • We are so thankful we found Five Star. As a small startup business, their services took a huge weight off our shoulders. They have quite literally kept our wheels rolling.

    - Chapman Hauling LLC

  • Our family has had the pleasure of doing business with Rick and his family for the past decade. Their knowledge and personal experience in the transportation industry have helped us grow and improve our management practices. If we ever have any questions or concerns we always can call them directly or send an email and get an immediate response.

    - Golden Expediting LLC

  • I particularly love that it’s a small family owned business, and their assertiveness to make sure everything goes as expected. It truly made a difference because now I can focus fully on running my business.

    - Hunter Freight LLC

  • This company is fast, reliable, professional, and has great communication skills. In the trucking industry it really matters that payments are on time, this company ensures that. They're most definitely apart of helping my days run smoother. Thanks a lot Five Star team!

    -MTP Trucking LLC

How it works

Step 1: Fill out our contact form.

Visit our contact page and fill out the form to start the process of factoring with Five Star Factoring.

Step 2: We’ll call you. 

We mean it when we say: factoring is personal to us, which is why we want to connect with you by phone to answer any questions you might have and to help get you started factoring.

Step 3: Complete your set-up packet. 

We’ll need some basic information from you to get started, including your driver's license and insurance information. Don’t worry. We’ll fill you in on everything you need in that phone call. 

Step 4: Start factoring within 24 hours.

As soon as we have your information, you can be factoring with Five Star by the next day. It’s that easy!

Find out how Five Star Factoring can save you time and money.

Let’s chat!

Fill out our contact form to start the conversation about how you can put Five Star to work for you.